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 Plus, consumers could unknowingly sign up for skimpier policies. What's more, the Georgia waiver would eliminate residents' ability to go to a single website to see all their options. Instead, they would have to navigate a fragmented system of broker and insurers -- similar to what existed prior to the landmark health reform law, Straw said. This would likely decrease coverage and raise premiums. The waiver does not meet the federal requirements for approval, including covering as many people with the same affordable and comprehensive coverage as without the waiver, Straw said. This will open up the approval to legal challenges. The agency opened the door for states to create alternatives to Obamacare in 2018. The Peach State, which has the nation's third highest uninsured rate at 13.4%, is the first to seek this enhanced power to reshape its individual market.

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